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How does a Fix and Flip loan work?
How does a Fix and Flip loan work?

more information about short term fix and flip loan

Ben avatar
Written by Ben
Updated over 2 weeks ago

Overview

Fix and flip loans are designed for real estate investors who aim to purchase, renovate, and resell properties quickly and efficiently. These loans provide the necessary funds to cover both the acquisition and the renovation costs, making them ideal for short-term investment strategies.

Key Loan Features

  • Loan Amounts: Ranges from $100,000 to $3,000,000.

  • Eligible Properties: Suitable for single-family homes with 1-4 units, condos and townhomes.

  • Credit Score Requirement: Minimum FICO score of 650.

  • Experience Requirements: At least 1 fix and flip project in the past 36 months.

  • Loan to After-Repair Value (ARV): Up to 75%.

  • Loan to Cost (LTC): Up to 85%.

  • Loan Term: 12 months, with possible extensions.

  • Construction Financing: Available up to 100% of the construction costs.

  • Turnaround Time: Instant approval, term sheet, and proof of funds, with a closing time of approximately 5 days.

Benefits of Choosing Our Fix and Flip Loans

  • Speed and Simplicity: Complete your application online in just 5 minutes.

  • Immediate Documentation: Receive instant proof of funds and an instant term sheet upon application.

  • Flexible Payments: Benefit from interest-only payments throughout the loan term.

  • Rewards for Loyalty: Enjoy discounts if you are a repeat borrower with us.

  • Soft Credit Inquiry: Apply with the confidence of no hard credit pulls.

  • Transparency: Experience straightforward financing with no hidden or "junk" fees.

Additional Information

For more detailed information about our fix and flip loans, including how to apply, please visit our detailed guide: Learn More About Fix and Flip Loans.

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