After you pay the application fee, these are the next steps:

  1. We perform a soft-pull (no impact to your credit) of your FICO score
  2. We perform an instant valuation of your property
  3. We use this data to automatically approve you for a loan
  4. You will see your loan amount and associated costs
  5. You can then select your interest rate, and get your Proof of Funds letter
  6. We will then schedule a quick call with a Loan Consultant to go over any open questions, and schedule a property appraisal

The automated underwriting process takes less then 5 minutes, after which you could be approved for a loan, with a Proof of Funds letter available for instant download.

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