For Fix and Flip, the minimum score is 650 if you have experience, and 700 if you do not
For Rent, the minimum score is 680
For Ground Up, the minimum score is 650, and at least 2 ground-up or heavy rehab projects experience are required

For Personal, there is no set minimum because a lot of factors are used to determine eligibility, however, as a general guideline, a credit score of 620 and above is used

If your score is below that, you may want to consider bringing on a co-borrower guarantor who has a higher score and/or more experience.

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